1. I do not have excellent credit...how can Highland Chevrolet Cadillac help me?

   Almost 80% of all adults have at least 1 black mark on their credit report.  At Highland Chevrolet Cadillac we have thousands of new and pre-owned vehicles available and we are experts in obtaining you the auto financing you deserve.

2. I need a second car with a low monthly payment. Can I find a late model car that will have a low monthly payment?

   Yes.Highland Chevrolet Cadillac has great dependable cars with finance programs that can keep your monthly payments low!

3. What are the interest rates for my car loan?

   Your interest rate is influenced by several factors; whether the car you want is new or used, the amount of your down payment, your credit history, and the term of your loan. At Highland Chevrolet we have Financial Services specialists that will help our customers understand credit and car loans.
   

4. How long does the process take?

   Approval times can vary from an instant response up to a few hours, depending on the information given in the application.
   

5. My credit rating is not great. I have had some problems. Can Highland Chevrolet Cadillac help me too?

   Yes. Highland Chevrolet Cadillac and our lenders will help you work through your past problems. We represent your high street bank as well as some finance sources that specialize in helping re-establish credit for clients that have had problems in the past. We are experts at arranging financing for a vehicle that you want and that fits your budget.Come talk to us, we can help.
   

6. Are there any fees with Highland Chevrolet Chevrolet Cadillac for applications?

    No. We do not charge for this service and no application will be refused.

7.  Are there any fees or penalties if I pay the loan off early?

    No. All of our Auto Loans at Highand Chevrolet are completely open and there are no penalties for early pay-out or for lump sum payments. In fact, our loans are set up so that any extra payments you make will save you the most in interest charges.

8. Can I get insurance on my loan in case anything happens to me?

   Anyone up to the age of 70 years old can qualify for coverage and our policies are not "age banded" so everyone pays the same amount without the need for health examinations or questionnaires.

9. I have a pre-existing medical condition that usually excludes me from coverage, can I still get the insurance?
 
   Yes. Everyone under the age of 70 can qualify. Ask our specialist about pre-existing conditions and your policy.